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Mortgage Loan Originator | Retail - Remote

Other Jobs To Apply

Description:

Close More. Earn More. Finally Work on a Platform Built for Producers.

If you're a self-generating Loan Officer, you already know the truth:

  • Slow tech kills your momentum
  • Bad pricing costs you deals
  • Limited products cap your income

At Cardinal Financial, we've eliminated those constraints. You get:

  • Octane — our custom-built platform that actually speeds you up
  • Super sharp pricing — win more deals and close more loans
  • Full 50-state licensing — close anywhere, earn everywhere
  • One of the broadest in-house product suites in the market

This is a platform designed for originators who don't wait for leads — they create opportunity and close it.

Who We Are

We started Cardinal Financial with a passion for developing a better mortgage experience. Our custom built loan origination software, Octane, is a sure advantage — but revolutionary technology only goes so far without revolutionary people. We place a premium on hiring talented, forward-thinking, entrepreneurial spirits who are committed, not only to reimagining the possibilities of mortgage lending, but to delivering a personal experience to every borrower every time.

We take a tremendous amount of pride in our people because they're what sets us apart from the rest. Our culture is strengthened by self-starters who look forward to coming to work every day and are willing to go the extra mile for their colleagues and their clients. Cardinal Financial is where your career meets your calling. Join us and be a part of something more than mortgage lending.

What You'll Do

You're not here to babysit files — you're here to close more loans.

  • Analyze borrower financials, credit, and property data to structure winning deals
  • Guide clients through loan options, terms, and strategy
  • Build and maintain your own referral network (Realtors, builders, financial advisors, etc.)
  • Generate business through prospecting, meetings, and in-person relationship building
  • Manage the loan process from application through closing with precision
  • Partner with operations teams to deliver a seamless borrower experience
  • Maintain compliance, licensing, and documentation accuracy
Requirements:

What You Bring

  • Minimum 1+ year as a Loan Originator
  • Active (or ability to obtain) NMLS license per the SAFE Act; multi-state licensing may be required
  • Proven ability to self-generate business
  • Strong mortgage knowledge and deal structuring skills
  • High-level customer service and relationship-building ability
  • Ability to manage multiple deals and priorities in a fast-paced environment

What You Get

  • Commission-based compensation with real upside
  • Industry-leading pricing = more wins, higher pull-through
  • Octane technology that removes friction and speeds up your closings
  • Full benefits beginning the first of the month following your start date (Medical, Dental, Vision, Life, Disability, and more)
  • 401(k) w/ 50% match up to a maximum employee contribution of 5% - Beginning the 1st of the month following 30 days of employment
  • A company aggressively pushing to deliver the best mortgage experience

Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection.

Cardinal Financial Company, Limited Partnership | NMLS ID 66247 | nmlsconsumeraccess.org

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

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This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...